The big question now that the Supreme Court has upheld the Affordable Care Act, also known as Obamacare, is whether or not infertility coverage will be available to all women and couples that want it.
I was unable to find anything after doing a search for any coverage specific to fertility or infertility. However, since part of the mandate is that you will be able compare different insurance options through state exchanges, you may end up lucky and be able to find a policy that includes coverage for infertility. What you should probably do right now if either you do not have insurance for whatever reason, or do have insurance but are not happy with what is and is not covered, is start making a list of what you “must” have covered by a new policy.
The state insurance exchanges will not be available until 2014, but some states may comply early with this part of the mandate and have their exchanges live earlier than that. You need to be ready to find the insurance policy that will offer you the biggest benefit for the smallest price.
No, it’s not going to change over night, and yes, there is a long wait ahead, but there is a light at the end of the tunnel. It may be a dim light, but we, as a vocal group, can brighten that light by writing to our senators and representatives and let them know that there needs to be a change to not only state law, but federal law mandating the coverage of infertility in every single state!